Verstavo › The Almanac
The Almanac
A HISTORY OF U.S. CRE CREDIT · 1984 → NOW · IN MOTION
A quarter‑by‑quarter history of U.S. bank commercial‑real‑estate credit, 1984 to today,
re‑cut from the publicly available FDIC record. Scrub the timeline or press play and watch it move — the early‑90s
crisis, the GFC, COVID, and now. The picture grows sharper as you come forward: it’s dim and sparse in the deep
past because we genuinely recorded less then, and blooms into full color as bank disclosure thickened.
Loading the Almanac…
This is the history — free, because it’s public record.
The living present — which banks are cracking now, before it’s news, scored loan by loan
and market by market — is the Verstavo platform.
See the whole picture, not just the pulse.
Market Pulse is the free, public read. The Verstavo platform goes loan‑by‑loan — stress
scores, maturity walls, special‑servicing transfers, bank CRE, and your own portfolio benchmarked
against the market.